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Deposit Rates

Click on the links below to find out more about each Account's Interest Rates.
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Checking Accounts

Checking Accounts

Personal Accounts  Interest Rate*  APY*  Low Range  High Range 
Totally Free Checking  N/A  N/A     
VIP Interest Checking  0.30%  0.30%     
50+ Interest Checking  0.50%  0.50%     
E-Checking**  3.78%  3.85%  $1.00  $24,999.99 
  0.50%  Blended  $25,000.00  and above 
Business Checking  Interest Rate*  APY*  Low Range  High Range 
Business Checking-Non Interest  N/A  N/A     
Business Plus Checking  0.50%  0.50%     

*Interest Rates and Annual Percentage Yields are current as of March 01,2010

Interest bearing checking accounts are variable rate accounts and the rate may change after the account is opened. Fees could reduce earnings on the account.

**Tier 1 - An interest rate of 0.50% will be paid only for that portion of your average daily balance that is $25,000 or more. The annual percentage yield (APY) for this tier will range from 3.85% to 1.34%, depending on the balance in the account. Tier 2 - An interest rate of 3.78% will be paid on the entire portion of your average daily balance that is less than $25,000. The annual percentage yield (APY) for this tier is 3.85%

Savings Accounts

Savings Accounts

Savings & Money Markets  Interest Rate*  APY*  Low Range  High Range 
Prestige Savings  0.65%  0.65%     
Money Market-Savings  0.65%  0.65%  $1.00  $9,999.99 
  1.24%  1.25%  $10,000.00  $24,999.99 
  1.49%  1.50%  $25,000.00  $49,999.99 
  1.73%  1.74%  $50,000.00  and above 
Money Market Account  .70%  .70%  $1000.00  $24,999.99 
  1.19%  1.20%  $25,000.00  $49,999.99 
  1.44%  1.45%  $50,000.00  and above 

*Interest Rates and Annual Percentage Yields are current as of March 01,2010. Savings accounts are variable rate accounts and the rate may change after the account is opened. Fees could reduce earnings on the account.

CDs & IRAs

CDs & IRAs

Term  Interest Rate*  APY*  Jumbo Rate  Jumbo APY* 
3 Month  0.70%  0.70%  0.80%  0.80% 
6 Month  1.20%  1.20%  1.30%  1.30% 
12 Month  1.49%  1.50%  1.59%  1.60% 
18 Month  1.64%  1.65%  1.74%  1.75% 
24 Month  1.98%  2.00%  2.08%  2.10% 
30 Month  2.03%  2.05%  2.13%  2.15% 
36 Month  2.32%  2.35%  2.42%  2.45% 
48 Month  2.52%  2.55%  2.62%  2.65% 
60 Month  2.96%  3.00%  3.06%  3.10% 
**24 Month Variable  0.17%  0.17%  N/A  N/A 
**48 Month Variable-IRA ONLY  0.47%  0.47%  N/A  N/A 

*Interest Rates and Annual Percentage Yields are current as of March 01,2010

**This is a variable rate account and the rate may change after the account is opened. Fees could reduce the earnings on the account

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