First Card Debit Card
The FIRST Card debit card is your checkbook and ATM Card all rolled into one. As an ATM card, you have access to cash at ATM machines throughout the world. As a debit card, you can make purchases anywhere Visa is accepted. Debit Cards are available to individuals, sole proprietorships, partnerships, non profit organizations and corporations.
Gift Card - "NEW"
Looking for the perfect gift? Bonus Incentive? We have the answer. Whether it is for the holidays, a job well done or any occasion, a gift card makes the ideal present. It can be used anywhere VISA is accepted! Available in demoninations of $25, $50 and $100. Fee of $4.00 per card.
Direct Deposit
Direct deposit is convenient, safe, saves time and provides peace of mind...
- No need to worry about lost, stolen or undelivered checks
- Funds are automatically deposited into your account - even if you're traveling or on vacation
- Your money is immediately available.
It's easy to sign up for Direct Deposit. For government checks, visit one of our convenient branch locations.
For payroll checks, sign up with your employer's payroll department.
Telephone Banking: 1(800) 555-9459
Telephone Banking provides 24-hour access to your account information at FIRST HOME SAVINGS BANK via our automated attendant. You can quickly and easily:
- Make account balance inquiries
- Transfer funds between your FIRST HOME SAVINGS BANK accounts
- Verify deposits and other transactions on your accounts
- Have your current business activity statement faxed directly to you
Check Reorder
Re-order checks whenever necessary, 24-hours a day - 7 days a week
Safe Deposit Box
For just a few cents a day, a Safe Deposit Box provides a secure place to store important documents and valuable items. Your Safe Deposit Box is only accessible to you or your designee. Safe Deposit Boxes are available at most of our convenient branch locations.
Deposit Link*
Funds are transferred from a savings account into your checking account to cover any insufficient items.
*subject to approval
*subject to fees
*subject to federal savings account limitations
Bounce Protectionsm
Bounce Protection is an overdraft privilege service requiring no action on your part. You don’t have to sign anything. Your Bounce Protecetion limit amount will be automatically assigned. This is available on Benefit Business and Benefit Business Plus checking accounts. For more information on Bounce Protection please Call 1-417-926-5151 or contact us at any of our convenient locations.
Categories of transactions for which a fee for paying overdrafts may be imposed include.
The consumer must repay or cover any overdrafts as soon as possible or within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits. Separate disclosure available upon request.
Merchant Remote Deposit Capture
Deposit your customer’s checks into your business account electronically from the comfort of your own business office! For more information call 1-417-926-5151 or contact us at any of our convenient locations.
Cash Management
Wire Transfers
This service allows you an efficient method for transferring money from one bank to another.
ACH Origination
Allows business customers to originate debits and credits for direct deposit of payroll and collection.
Tax Payments
Using the Electronic Federal Tax Payment System (EFTPS), companies can make payroll and estimate income tax deposits efficiently and securely.
Direct Deposit
Enables businesses to electronically credit payroll and expense reimbursement directly to the employee’s bank account.
Wires
How do I make a wire transfer?
FIRST HOME SAVINGS BANK offers 2 methods to make a wire transfer. For our commercial clients with cash management service, wires can be created and initiated through this system after all account agreements have been established or clients may visit any of our convenient locations to initiate a wire transfer.
