First Home Savings Bank - Privacy Policy

PRIVACY POLICY

FACTS:	WHAT DOES FIRST HOME SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances and payment history Credit history and Credit scores When you are no longer our customer, we continue to share your information as described in the notice.
HOW?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share customers' personal information; the reasons First Home Savings Bank chooses to share; and whether you can limit this sharing.

Reasons We can share your personal information?	Does First Home Savings Bank Share?	Can you limit this sharing?
For our everyday business purposes-- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	No	No
For joint marketing with other financial companies	No	No
For our affiliates' everyday business purposes– information about your transactions and experiences	No	No
For our affiliates' everyday business purposes– information about your creditworthiness	No	No
For our affiliates to market you	No	No
For nonaffiliates to market you	No	No

QUESTIONS?

Call 417-926-5151

Who we are
Who is providing this notice?	First Home Savings Bank
What we do
How does First Home Saving Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These Measures include computer safeguards and secured files and buildings.
How does First Home Savings Bank collect my personal information?	We collect your personal information, when you Open an account Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market you State laws and individual companies may give you additional right to limit sharing
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.